Today’s investor has an unlimited number of options to choose from. From highly conservative savings vehicles like CDs, to much riskier alternatives like technology stock and overseas funds. There are options available for almost every level of risk tolerance. All of these investments follow a very simple principal of risk and reward. The more you're willing to gamble with your money, the higher potential return you might receive.

Unfortunately, this approach also creates exposure to loss, and many people have a hard time thinking about loosing what they've worked so hard to do. Everybody knows somebody who's lost money in an investment. And it's a costly experience we all want to avoid.

For many years consumers have felt trapped, uncomfortable with the risk associated with the market but still needing more growth than conservative options provide. In response to the need for a safe money option that still offers upside potential a powerful alternative has emerged. Let’s take a look, while CDs are viewed as completely safe investments, protected by FDIC insurance, their rate of return often leaves much to be desired. On the other end of the continuum, being in the stock market offers you unlimited upside potential, but you risk every penny you invest.

What if you could have the best of both worlds?